As 2025 draws to a close, Vietnam is firmly establishing itself as a favorable destination for remittance inflows. This trend is backed by steady economic growth, a transparent legal framework, and a recovering real estate market, which together enhance confidence among overseas Vietnamese. This has encouraged communities abroad to invest their capital back in Vietnam with a renewed sense of commitment.
Overseas Remittances Pursuing Stability in Vietnam
In a world still grappling with economic uncertainty, remittances directed towards Vietnam have shown remarkable resilience. As reported by the State Bank of Vietnam (Region 2), remittance inflows into Ho Chi Minh City are anticipated to reach approximately $10.5 billion in 2025. This projection signifies a 10.5% increase compared to 2024. Notably, Ho Chi Minh City accounts for about 60% of all remittance inflows in Vietnam, often referred to as a “golden resource” that propels economic development.
These figures highlight the crucial role remittances play, symbolizing not just financial support but also a reflection of the confidence and aspirations of Vietnamese communities abroad regarding the sustainable growth of both Ho Chi Minh City and Vietnam as a whole.
Approximately 25% of these funds are earmarked for real estate, indicating a strong desire among overseas Vietnamese for home ownership and long-term asset accumulation. Recent legal reforms have opened new avenues for both settlement and investment by overseas Vietnamese, making it easier to navigate their options.
The implementation of the 2024 Land Law has permitted overseas Vietnamese citizens to access and utilize land under the same conditions as domestic citizens. Moreover, the 2023 Law on Real Estate Business has made it more transparent, secure, and efficient for overseas Vietnamese to participate in property transactions and investments in Vietnam.
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New legal framework creates confidence for overseas Vietnamese in living and investing in Vietnam. Photo courtesy of Thang Loi Group |
For many overseas Vietnamese, investing in real estate transcends mere financial gain; it represents a long-term vision of returning to their homeland after years abroad. This future-oriented perspective significantly influences their housing choices.
Key Factors Shaping Housing Choices
According to research by CBRE Vietnam, an impressive 90% of foreign buyers lean towards condominium apartments. Among overseas Vietnamese communities, preferences revolve around location convenience, integrated urban planning, clear legal ownership structures, long-term investment potential, and overall living quality. Nonetheless, many urban developments, particularly high-end projects, face hurdles such as rising prices, space constraints, and high density.
Consequently, demand has increasingly gravitated toward satellite urban areas, which provide better connectivity, spacious living configurations, and affordable housing options. A prime example is The Win City, located in the former Long An area, which has recorded about 1,400 transactions, including significant interest from overseas Vietnamese buyers.
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Artist impression of The Win City in West Ho Chi Minh City. Photo courtesy of Thang Loi Group |
For overseas Vietnamese buyers, the evaluation of location extends beyond mere transportation convenience, encompassing aspects of quality of life and the integration of long-term infrastructure development. The Win City, strategically positioned at the gateway to western Ho Chi Minh City, offers excellent connections to Ring Roads 3 and 4, as well as the Ho Chi Minh City–Trung Luong Expressway. This allows for efficient access to neighboring provinces, Long Thanh International Airport, and Vung Tau.
The travel time to central Ho Chi Minh City is estimated to be around 25 minutes via the extended Vo Van Kiet Boulevard, with the Tan Son Nhat International Airport reachable through the expanded Nguyen Thi Tu corridor.
International models, such as the “One Stop Living Hub” seen in Marina Bay, Singapore, Songdo, South Korea, and Shibuya, Japan, have set high expectations for overseas Vietnamese buyers. The Win City factored in this influence, designed with a construction density of approximately 29.82%, emphasizing green spaces, public amenities, and community facilities.
With over 100 amenities spread across six functional areas – Live, Work, Play, Learn, Care, and Move – the project features commercial centers, schools, healthcare facilities, sports complexes, swimming pools, and landscaped parks, fostering a holistic living experience.
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The One Stop Living Hub model delivers a premium living experience for residents of The Win City. Photo courtesy of Thang Loi Group |
Beyond livability, overseas Vietnamese buyers also prioritize the long-term performance of their assets. The Win City is situated near southern Vietnam’s industrial corridor, which includes 39 industrial parks filled with a diverse workforce of experts and skilled laborers. This proximity elevates demand for both owner-occupied homes and rental properties.
With prices starting around VND30.5 million per square meter, total investment values at The Win City begin at approximately VND2 billion. The developer has also fulfilled all necessary legal requirements for the sale of off-plan properties, offering reassurance for overseas Vietnamese seeking stable, long-term housing and investment in Vietnam.